Instant Approval
Zero Loanly Wait

No impawn, zero interest,
stop worrying about little money!

0 Interest





88 M

Total Registered

88 M

Total Downloads

88 M

Operation Time

88 M

Accumulated Loan Amount

88 M

Total Registered

88 M

Total Downloads

88 M

Operation Time

88 M

Accumulated Loan Amount


Four Simple Steps to Apply for a Loan


Register with your mobile number and NRIC number.


Select your loan amount.


Complete your profile and payment terms.


Once approved, you will receive your money in 3 minutes!

Cash Pickup

Cash Pickup Option is Available at Selected Banks:

About Us

No impawn, Zero interest, stop worrying about little money!

GoCash4u is a licensed and microfinance loan company with excellent reputation. It specialises in offering convenient and fast microfinance loan service for individuals. GoCash4u uses intelligence system to provide instant reviews and loans, freeing applicants from the hassle of preparing impawns and supporting documents as well as providing them the fastest funds to satisfy their needs in the shortest time possible

Seamless online experience

Download and apply loan in 5 minutes. Using our end-to-end digital solution means no more paperwork or lengthy process!

Funding in 3 minutes!*

Our proprietary credit scoring technology gives you an instant loan decision. Cash is distributed within 15 minutes.

*Minimum distribution time.

0 interest

We have the most affordable rates (Non-bank platforms) in the market.

Check out the tiers program in our app!

Don’t miss out, unlock the tiers and get higher loan amounts.


What Our Clients Say


To assist you, we’ve provided answers here for the questions we see most often.

Popular Questions

Loan Application

How to apply for an GoCash4u loan?
Kindly visit our website at or download GoCash4u app from Google Play Store or App Store for fast loan.
Who is eligible for GoCash4u's loan services?
GoCash4u offers loan services to SINGAPOREAN aged 18 years old to 60 years old.
Do I need a guarantor?
You do not need a guarantor to apply a loan at GoCash4u.
If my application is rejected, can I apply again?
Please check your ID and selfie video before submitting your application again.


How to make payment?
A borrower can pay loans via three channels: ⅰ. Online Banking ⅱ. Western Union ⅲ. Cash Deposit
What happens if a borrower fails to pay on time?
Should the borrower cannot repay on time, his deposit will be forfeited and is required to pay a late fee of SGD80 within 10 days. Should the borrower only complete a partial payment within 10 days, he is required to pay an additional penalty of SGD80. Borrowers that have not completed any repayments will be charged with a penalty of SGD225.

Other Questions

How to make a verification on a mobile phone?
Please enter your mobile number and wait for the SMS verification code sent by GoCash4u. Enter the code to complete verification.
How to change mobile number?
At this moment, our system does not support any changes to mobile number. Kindly contact our Customer Service if there is any changes.
GoCash4u are you going to send me a repayment reminder?
GoCash4u will send you an automated voice message to remind you for upcoming repayments. However, it is your responsibility to repay your loan on time.
How long do I have to wait for my commissions from the referral programme?
Our commission formula allows referrals to gain 3% and 1.5% from the first loan and subsequent loans of their invitees respectively. These commissions will be credited to referrals when their invitees have completed full repayment.

Download GoCash4u mobile app and get an instant loan!

Scan QR code


Hotline: +65 9141 7451
Operating Hours: 10:00 A.M. – 8:00 P.M. (Monday – Sunday)

Company Address

GoCash4U (SG) Pte Ltd
308 Orchard Rd
#03-30/31 Lucky Plaza
Singapore 238863

(Company Registration No: 201943252K )

(License No: 82/2020)

(Permit No: 82/2020)

Monday – Sunday

9:00 A.M. – 12:00 A.M.